Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Star Casino Inquiry Alleges Massive Masking Of Gaming Funds

A regulatory review of The Star Entertainment Group’s casino licence in Sydney has started dismally for the company, with the inquiry accusing it of masking hundreds of millions of dollars in gambling funds to avoid breaching bank agreements.
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Gambling

Dutch Advertising Restrictions Inbound

​​​​​​​The Netherlands is planning to introduce more gambling advertising restrictions, including a ban on non-targeted online ads and the use of celebrities in promotions, in response to political concerns.
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Gambling

The Right Balance? Payments Insiders React To CMA’s VRP Clarification

The UK's Competition and Markets Authority (CMA) has published its standards for what sweeping can and cannot be used for when variable recurring payments (VRPs) are introduced in July this year.
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Payments

France’s Prudential Supervisor Outlines PSD2 Review Wishlist

In its new report, the ACPR, France’s prudential regulator, has laid out what needs to be addressed in the upcoming review of the revised Payment Services Directive (PSD2), while also highlighting the issues that the payments ecosystem currently faces.
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Payments

Complex Regulation Drives Soaring UK Compliance Costs

UK banks pay billions to ensure compliance with anti-money laundering regulations, but the mounting regulatory pressure may push businesses over the tipping point, a report has warned.
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Payments

Super Apps, BNPL, Crypto Are Now Global Payments Trends

FIS’ annual survey of global payments says the rules that once limited those participating in money movement have been rewritten as payments continue to be redefined, revisited and reimagined. In Europe, this includes buy now, pay later (BNPL) entering the mainstream, and continued leadership in real-time payments and open banking.
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Payments

Gambling Costs Norway Over €520m, Says Study

​​​​​​​Problem gamblers cost Norwegian society NOK5.1bn (€520.5m), according to a survey undertaken by the National Competence Center for Gambling Research at the University of Bergen.
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Gambling

Kentucky Sports-Betting Bill Wins Unanimous Support Of House Committee

Republican state Representative Adam Koenig has successfully guided his latest proposal to legalize sports betting in Kentucky out of committee and onto the General Assembly’s agenda, but its passage is far from assured.
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Gambling

Lone U.S. Sports-Betting Holdout Benefits As March Madness Returns

As the betting frenzy known as March Madness commences today, the National Collegiate Athletic Association stands alone among all major U.S. sports organizations in refusing to fully enter the lucrative sports-betting market.
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Gambling

News In Brief: March 14-March 18, 2022

The UK government is to scrutinise Allywn's lottery victory, Swedish pandemic measures of uncertain effectiveness and Ontario's regulator issues a reminder.
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Gambling

I TWINT You! Switzerland’s Payments Landscape

As with its neighbours in the DACH region, Switzerland has long been a lover of cash payments. However a popular domestic payments scheme has pushed the country increasingly towards digital payments.
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Payments

Bitcoin Ban Kicked Out By EU Parliament, As It Passes MiCA Draft

The European Parliament’s Economic and Monetary Affairs Committee has voted down an amendment that would have effectively banned Bitcoin and other energy-intensive crypto-assets in the trading bloc.
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Payments

Paytm Denies RBI Ban Relates To Chinese Data Sharing

Refuting media reports, Indian super app Paytm has said the Reserve Bank of India (RBI) did not ban the firm from onboarding new customers because it was sharing information with Chinese affiliates.
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Payments

EU Tightens Grip On Russia With Fresh Set Of Sanctions

The fourth package of EU sanctions heats up the pressure on the Russian economy, but leaves the door open to further restrictions, experts say.
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Payments

Ireland's Ministry Of Justice Provides Regulator Update

​​​​​​​Applications to become the head of Ireland’s long-awaited Gambling Regulatory Authority are only open until 3:00pm on March 21, according to an update on the timeline for reforms from the Ministry of Justice.
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Gambling

Thailand Poses Ongoing Challenges For Possible LVS Casino

Las Vegas Sands (LVS) has revealed it is in talks with an Asian government to develop a Singapore-style integrated resort, but likely target Thailand retains challenging political and social obstacles.
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Gambling

Georgia Senate Rejects Horseracing Constitutional Amendment

Georgia legislators rejected a measure ahead of a key legislative deadline on Tuesday that would have given voters the opportunity to allow parimutuel and fixed-odds wagering on horseracing in the state.
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Gambling

Which? Flags SCA Weak Spots As Enforcement Kicks Off

Strong customer authentication (SCA) could come at a cost for certain customers and open up new ways for fraudsters, the UK consumer association warns as the full implementation deadline glides by.
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Payments

Contactless Payments And AML Regs Tackled In Latest EBA Q&As

The European Banking Authority (EBA) has provided answers to two more Q&As relating to the revised Payment Services Directive (PSD2) and strong customer authentication (SCA) rules.
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Payments

Cost Of Living Bites As UK Charity Warns Of BNPL Risks

One in 12 people turned to buy now, pay later (BNPL) to cover basic costs such as food and toiletries in the last six months, new research from Citizens Advice has found in a sign that the debate of whether the products are appropriately regulated is not going away.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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