Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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UK Government Set To Simplify AML Compliance Requirements With Outcomes Focus

HM Treasury has committed to financial crime reforms, suggesting that legislation so far has been unable to solve money laundering failures for businesses and regulators alike.
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Payments

BIS, PBOC To Launch Renminbi Liquidity Arrangement For APAC Central Banks

The Bank for International Settlements (BIS) has partnered with the People’s Bank of China (PBOC) to develop a new reserve pooling scheme for central banks in Asia-Pacific.
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Payments

Reserve Bank Of India Pushes Back Deadline For Holding Card Data

India’s central bank has extended its deadline for the holding of card-on-file data by entities other than card issuers and networks, as the country struggles to prepare itself for a new tokenised alternative.
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Payments

SEC Chair Pushes For Single Rulebook For Crypto

Gary Gensler has said he is pushing for a single rulebook for crypto exchanges and reveals that the two most active US crypto regulators are close to signing a memorandum of understanding.
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Payments

Polish Ministry Looks Set To Spurn Calls For Regulator

Poland has shifted control of its blacklist to a new department, in a move that has frustrated groups pushing for the creation of a dedicated gambling regulator.
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Gambling

California Close To Consensus On Restructuring Application, License Fees

California gaming regulators will hold a hearing next month to consider approving a long list of proposed changes to the licensing process and fee structure to align them to meet with the state’s actual costs.
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Gambling

Michigan Gaming Tribes Show Once Again They Are Not Monolith

The outrage immediately following Democratic Governor Gretchen Whitmer’s rejection this month of a $180m casino proposal by a Michigan tribe seems to be fading, as other tribes in the state praise the governor’s decision.
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Gambling

Brazilian Football Clubs Lobby For Share Of Sports-Betting Spoils

​​​​​​​Major football clubs showed up at Brazil's Chamber of Deputies last week to lobby for a share of profits or data rights from sports betting, whenever it is finally regulated.
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Gambling

Gibraltar Officials Vow To Get Off Greylist In A Year

Gibraltar officials have vowed to reverse the “disappointing surprise” of being relegated to the Financial Action Task Force's (FATF) greylist within 12 months.
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Payments

CFPB Ponders Regulatory Changes To Credit Card Late Fees

Amid fear of inflation, the US Consumer Financial Protection Bureau (CFPB) is mulling regulatory changes to credit card late fees and to a provision that it says grants immunity for issuers against enforcement scrutiny.
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Payments

A Move In The Right Direction? Payments Players Mull UK Treasury’s BNPL Proposals

Under the new government plan, UK firms will be required to ensure loans are affordable and rules will be amended to ensure advertisements are not misleading, but some concerns remain among industry experts.
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Payments

UK Treasury Committee Launches Financial Services Subgroup

The Treasury Select Committee has launched a new sub-committee to scrutinise post-Brexit regulatory proposals for financial services.
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Payments

EBA Seeks PSD2 And E-Money Merger

The European Banking Authority (EBA) believes the “opportunities vastly outnumber the potential challenges” of merging the revised Payment Services Directive (PSD2) and the Electronic Money Directive (EMD2), although not all agree.
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Payments

Malaysian Officials Cite Huge Tax Hole In Push For Online Reform

Cabinet officials headlining Malaysia’s push for a regulated online gambling market have again publicly called for reform, warning that the current prohibition strips government coffers of 2bn ringgit ($454m) in annual tax revenue.
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Gambling

Paraguay Attempts To Exit Slot Machine Scandal

​​​​​​​Paraguay’s gaming regulator, Conajzar, is trying to move on from its slot machine scandal and focus on a sports gambling tender, as its former boss piles on criticism of his ex-employer.
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Gambling

U.S. Gambling Industry Profitable Amid Inflation, Recession Concerns

Leading U.S. gaming executives and consultants are becoming more concerned at rising inflation hitting revenues at casinos, although there is still hope that the impact of an economic recession can be avoided.
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Gambling

UK Gambling Changes Could Come Quicker Than Expected

​​​​​​​Changes to the UK’s 2005 Gambling Act could come quicker than expected, as most could be done either through the Gambling Commission or statutory instruments applied by the secretary of state, a gambling trade group executive has said.
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Gambling

Advertising, Promo Deductions Continuously Under Review By U.S. States

Advertising and promotional play deductions continue to be flashpoints in the U.S. sports-betting industry, as some states begin to make changes that could possibly curtail some advertising, while others continue to assess their options.
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Gambling

News In Brief: Woman Gets Jail Time In Danske Bank Money Laundering Case

A 49-year-old Lithuanian woman has been sentenced to eight years in prison for money laundering, as the aftermath of Danske Bank’s money laundering scandal continues.
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Payments

Allow Account Information Services To Apply Own SCA, Says EBA

The EU’s banking watchdog has said that it wants to see account information services providers (AISPs) no longer relying on authentication procedures by banks, as it sends its payments legislation wishlist on to Brussels.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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