Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Online Casino Depends On Risky Gamblers, UK Study Suggests

​​​​​​​A new British study suggests that the online casino industry draws a significant percentage of players and revenue from those with at least a moderate risk of developing a problem-gambling habit.
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Gambling

ESG Taxomania! But Convergence On The Horizon

Sustainability experts, including a senior leader at Mastercard, have stressed the need for corporations and governments to solve the data gap that currently exists, yet warned that a common taxonomy is a long way off.
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Payments

EU Payments Regulation Gets Thumbs Up From Start-Ups, But Compliance Burden Is Causing Problems

A new survey by Stripe has revealed that a majority of start-up companies are satisfied with the opportunities that the revised Payment Services Directive (PSD2) has provided them, believing that it has enhanced competition opportunities in the trading bloc.
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Payments

India Mulls Bringing Domestic SWIFT-Alternative Across Border

As Western sanctions on Russia continue to bite and affect trade around the world, India has been the latest country to look at a potential alternative to the SWIFT messaging network.
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Payments

US Lawmaker Seeks To Level Up Financial Data Privacy

A discussion draft released by a Republican Congressman would give consumers GDPR-like rights over their financial data and update a 23-year-old federal law.
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Payments

Fanatics, ESPN Beginning To Make Sports-Betting Moves

Sports retail giant Fanatics and premier American sports media brand ESPN have long been regarded as sleeping giants in the U.S. sports-betting landscape but recent moves and public statements indicate the two are beginning to wake from their slumber.
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Gambling

Dutch Politicians Push For Loot Box Ban

​​​​​​​A motion to ban loot boxes in the Netherlands has support from politicians across six different major parties.
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Gambling

Potentially Disastrous Casino Strikes Averted On Holiday Weekend

Faced with costly strikes at the peak of the tourist season, brick-and-mortar casinos in New Jersey and Rhode Island reached tentative agreements with labor unions to prevent a walkout of workers during the Independence Day weekend.
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Gambling

Fed Delays ISO 20022 Migration To 2025

The US Federal Reserve has postponed the date of adoption of the ISO 20022 message format on Fedwire to help banks prepare for the launch of its new FedNow instant payment service.
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Payments

European Parliament Agrees First EU Rules For Tracing Crypto-Asset Transfers

The European Parliament has provisionally agreed a landmark bill that will see most transfers of crypto-assets regulated in the same way as traditional money transfers.
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Payments

Fraud, API Standards Central To EU’s Future Payments Vision

As preparations continue for a potential revision to the Payment Services Directive, payments chiefs in Brussels and Paris have warned that evolving fraud and technology standards must be front and centre.
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Payments

EU Reaches Provisional Agreement On Markets In Crypto-Assets Regulation

After almost two years of consultations, the European Council presidency and the European Parliament have reached a provisional agreement on the Markets in Crypto-Assets Regulation (MiCA).
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Payments

ESG Accountability Offers Strategic Advantage, Say Executives

​​​​​​​Environmental, social and governance (ESG) standards are the next big thing in the gambling business, according to a panel of industry experts, who see it as a means to create a more sustainable product.
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Gambling

Personnel Moves - June 2022

The newly-active German regulator makes a key appointment, Nevada authority appoints new officials, Star Entertainment gets new CEO amid hearings fallout and Chilean trade group appoints an interim boss.
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Gambling

EU Leaders Reach Partial Position On New AML Watchdog

The European Council wants to expand the powers of the EU’s planned new anti-money laundering authority, but a row over where it should be based has prevented the Council from agreeing fully with the European Commission’s proposals.
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Payments

Week In Crypto: SEC Says No To Bitcoin ETF, 3AC Ordered To Liquidate

US regulators have rejected an application for a bitcoin exchange-traded fund (ETF), while crypto hedge fund Three Arrows Capital (3AC) has received a court order to liquidate.
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Payments

Europe’s Environmental Crime Problem

Crimes against the environment are increasingly drawing attention, as climate change has become crucial on the agenda of policymakers, yet Europol suggests the outlook remains bleak when tackling issues such as waste management and wildlife trafficking.
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Payments

US Immigrants Struggling To Get Fair Financial Services

The Consumer Financial Protection Bureau is looking at a number of issues that more than 44m US immigrants face when they try to access financial services.
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Payments

Crypto A Go In Two U.S. Sports-Betting States, But Others Staying On Sidelines

While deposits converted from cryptocurrencies were recently approved for online sports betting in Colorado and Virginia, New Jersey’s chief regulator has no plans to follow suit and continues to advise caution on the intersection between crypto and gaming in the U.S. market.
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Gambling

UK White Paper Contents 'Only Rumours', Say Industry Figures

​​​​​​​Gambling industry executives are sceptical of news reports claiming the contents of the much-anticipated UK Gambling Act review white paper have already been finalised.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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