Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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News In Brief: July 11-July 15, 2022

An effort to ban online gambling companies advertising via sports in Chile has made legislative progress.
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Gambling

Oz Bank Receives First Fine For Consumer Data Right Breach

Australia’s Bank of Queensland has paid a six-figure penalty fee following an alleged breach of the country’s Consumer Data Right Rules.
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Payments

Regulators Must Speed Up Crypto Work, Says Bank Of England Official

Jon Cunliffe, the Bank of England’s deputy governor, has shared his thoughts on recent crypto instability, suggesting that appropriate regulation will be able to support innovation.
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Payments

VIXIO Speaks With: The Bank of Lithuania

In a wide-ranging interview with the Bank of Lithuania, Lukas Jakubonis, it’s head of financial market development, spoke to VIXIO about how the country has positioned itself as fintech friendly hub of Europe, why Brexit was an opportunity, and how it plans to deal with topical issues, such as the rise in crypto-asset use.
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Payments

BNPL Firms Blame ’Current Market Conditions’ For Merger Failure

Australian buy now, pay later (BNPL) company Zip announced it has pulled out of a $330m merger agreement with US rival Sezzle, citing macroeconomic and market conditions as a reason.
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Payments

New York May Look At Limited iGaming, Senator Says

As U.S. operators eagerly anticipate more states regulating online casino games, New York could initially look to limit the availability of iGaming to certain hours of the day, according to a chief proponent in the state's Senate.
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Gambling

FanDuel Chief Draws Line On Gambling Advertising In College Sports

FanDuel will continue to take bets on March Madness and college football, but CEO Amy Howe on Wednesday said she opposes gambling logos on the uniforms of college athletes.
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Gambling

Survey Shows Spain's Players Knowingly Use Illegal Platforms

Spain’s Jdigital has released a report claiming a meaningful proportion of the country’s gamblers routinely visit the black market.
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Gambling

UK Plans Reportedly Include 'Passive' Affordability Checks, 'Smart Stake' Limits

​​​​​​​The most recent draft of the pivotal UK white paper includes provisions for “passive” affordability checks, “smart stake” limits and a ban on targeting of bonuses based on spending, according to a gambling trade publication.
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Gambling

Bulgaria Submits Gambling Bills As Political Crisis Continues

​​​​​​​As Bulgaria plunges into a political crisis, bills have been submitted to the National Assembly that would expand the games the current state-owned lottery monopoly can offer.
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Gambling

UPDATE: Rogers Outage Met With Ministerial Action, Interac Adds Backup Supplier

Canada’s industry minister demands immediate action to improve resiliency after a nationwide outage at a telco company crippled payments on the Interac network, while Interac confirms plans to add a backup network provider.
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Payments

US Agency Steps Up Against Abuse Of Consumer Data Sharing

The Consumer Financial Protection Bureau (CFPB) tells businesses to take purpose-based data use seriously or face criminal liability.
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Payments

VASPs Must Submit Better Applications, Warns Irish Regulator

The Central Bank of Ireland has issued a new bulletin highlighting the weaknesses in virtual asset service provider (VASP) applications.
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Payments

UPDATE: KakaoTalk Removes In-App Payment Link Following Dispute With Google

KakaoTalk, South Korea’s most popular messaging app, has removed an external payment link from its Android app following a dispute with Google.
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Payments

Real-Time Payment Screening A Concern, Admits FCA In Sanctions Letter

In a recently published letter to the Treasury Select Committee, the UK’s Financial Conduct Authority (FCA) has provided an update on the sanctions regime and where its concerns lie.
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Payments

BIS Tells Central Banks To Plan Ahead For CBDC Interoperability

A new report from the Bank for International Settlements (BIS) has called on central banks to act early on coordinating interoperability measures for cross-border central bank digital currency (CBDC) payments.
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Payments

Dutch Legislature Rife With Gambling Ad Concerns

​​​​​​​A consultation has been launched on the Dutch government’s proposed changes to gambling advertising laws, while politicians also have Holland Casino and the Dutch Lottery’s advertising spend in their crosshairs.
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Gambling

Unibet Apologises For Blaming Dutch Regulator

Kindred Group’s Unibet brand has apologised for some of its staff blaming Dutch player bonusing problems on the regulator, saying the issues were due to faults in its own systems.
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Gambling

Impact Analysis: CBDCs in Asia - The Lure of Complete Control

This impact analysis examines the progress towards a central bank digital currency (CBDC) in countries with three different approaches to controlling their economies, namely: China; India; and Thailand. It will examine whether there are any similarities in their approaches in the lead-up to their CBDC issuance and, if there are, how this is affected by the economic and political situations in the countries.
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Payments

Fed Says Crypto Does Not Yet Pose Systemic Risk, Despite Losses

Despite hitting a market cap of $3trn last year, the vice chair of the US Federal Reserve has said that crypto-assets are not yet large enough to pose systemic risk to the financial system.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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