Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Swedish Court Rules In Consumer’s Favour Over Fraud Payments

Sweden’s Supreme Court has ruled that a consumer that fell victim to a phishing scam is in line for compensation after unwittingly giving away their details to a fraudster.
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Payments

Paraguay On Path To Adopt Crypto Law

Last week, Paraguay’s Congress passed a bill that would regulate crypto-related activities in the country.
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Payments

BNPL Complaints Begin To Emerge, But Fraud Comes Out On Top For Italian Consumers

Banca d'Italia has hinted at new buy now, pay later (BNPL) regulation, despite only receiving five complaints regarding the deferred payment method in 2021. Meanwhile, fraud continues to be the biggest issue faced by consumers.
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Payments

Massachusetts Running Out Of Time To Legalize Sports Betting

With less than two weeks left in the legislative session, lawmakers in Massachusetts are running out of time to resolve their differences on tax rates and whether to allow wagering on college sports.
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Gambling

Belgium Sets New Weekly Deposit Limit

A Belgian royal decree has set a new €200-a-week deposit cap for online gambling accounts, with regulator and bank checks needed for players to lift the limit.
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Gambling

Illegal Online Betting Rampant, Warns Racing Federation

The Asian Racing Federation is warning that growth in illegal online betting is much faster than growth in legal markets, with poor regulation, new technology and the pandemic posing threats to racing integrity.
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Gambling

Meta Targets Small Businesses With New In-Chat Instagram Payments

Meta has launched a major new update to its Instagram social network app that allows users to message and pay for goods and services directly within the app's chat function.
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Payments

Lithuania’s Central Bank Slaps Down Payments Institution Over High-Risk Activities

UAB Best Finance has been temporarily prohibited from providing services to customers from outside the European Economic Area (EEA), according to the Baltic financial supervisor.
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Payments

Google Quietly Resurrects Google Wallet While Axing Google Pay

This week Google has relaunched Google Wallet — the app it once replaced with Google Pay — but this time round the wallet is much more than just a payments app.
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Payments

Apple Hit With US Class Action Suit Over Tap And Pay

An Iowa card issuer has accused Apple of unlawfully restricting rivals’ access to tap and pay contactless technology and charging issuers “supracompetitive” fees.
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Payments

Boyd To Launch Nevada Esports Platform As Regulatory Realignment Nears

As a policy advisory committee moves closer to defining how esports should be regulated in Nevada, a senior executive for Boyd Gaming has said the company is strongly exploring offering esports along with its other race and sports-betting options in the largest U.S. gaming market.
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Gambling

Peru's Online Gambling Law Faces Harsh Criticism For Perceived Loopholes

Peru is on the cusp of legalising online gambling after the approval of Bill 2070/2021 in the dead of night on Friday, but criticism of the new law has already begun.
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Gambling

Ukrainian Petition Calls For Expulsion Of Russia-Linked Gambling Operator

​​​​​​​A petition to Ukraine President Volodymyr Zelensky is demanding the national gambling regulator review and ultimately rescind the licence of a company that it says is linked to 1xBet in violation of rules barring Russian influence.
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Gambling

PayID Bringing Down Scams And Mistaken Payments, Aussie NPP Announces

One in four payments that have used the Australian PayID look-up service have been stopped and/or amended, helping prevent mistaken payments and reducing the likelihood of being tricked by a scammer, the country’s national payments infrastructure has said.
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Payments

Only A Digital Euro Offers Trust Required For Digital Age, Says ECB

The European Central Bank (ECB) has said that only a digital euro can provide the trust and reliability of central bank money to support payments in the digital age, while at the same time dismissing crypto-assets as “inefficient”.
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Payments

Dutch Central Bank Slaps Binance With €3.3m Fine

De Nederlandsche Bank (DNB) has found that Binance offered crypto-services in the country without registering. Binance has said it is now close to meeting Dutch regulatory requirements.
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Payments

India And Indonesia To Expand Central Bank Cooperation On Payment Systems, Regulations

Bank Indonesia and the Reserve Bank of India have signed a memorandum of understanding that will lead to greater information sharing and other ties between the two central banks.
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Payments

’Heavy Tech’ Investing Key To Harm Prevention, Says FCA

The UK’s financial watchdog has increasingly been investing in data and technology to reduce consumer harm and intervene more effectively, said its chief executive in a US speech.
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Payments

U.S. Sports-Betting Operators Struggling With Double-Digit Tax Rates

New York’s sky-high tax rate has forced mobile sports-betting operators to lobby lawmakers for some relief and scale back their marketing spend to reduce ongoing financial losses, as industry executives urge other states not to replicate the model.
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Gambling

UK Loot Box Plan Is A Gamble, Says Expert

​​​​​​​The UK is “gullible” for relying on self-regulation to tackle loot boxes and their associations with gambling harms, according to an expert on the in-game purchase items, who also warns that banning them is difficult to implement and enforce.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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