Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Fintech Association Documents Mounting Problems With APIs

The European Third Party Providers Association has published a new EU-wide registry of obstacles compiled by third-party providers, which highlights the many problems experienced with application programming interfaces (APIs).
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Payments

ECB Keeps Up Market Rapport In Digital Euro Work

The European Central Bank (ECB) is inviting experts from the payments industry to take part in technical talks to explore options for the provision of programmable payment services as part of the digital euro.
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Payments

Gambling Spared As Colombian Tax Plan Passes

Colombian President Gustavo Petro’s tax reform plan has passed the Senate and the House of Representatives, implementing only minor changes to the occasional gains tax that applies to gambling winnings.
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Gambling

Crown Resorts Savaged Anew With A$120m In Fines, Warnings

The Victoria state casino regulator has punished Crown Resorts anew with fines totalling A$120m ($77m) for serious and illegal misconduct, but growing regulator anger over current management’s “recidivism” may bode much worse for Crown’s survival.
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Gambling

European Trade Group Bosses Share Political Woes

Last week’s Scandinavian Gaming Show gave a group of European trade association chiefs a chance to gather on stage together, lamenting shared woes on unhelpful politicians who select only the best ideas for crackdowns from their neighbours.
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Gambling

Arbitrator Gives Fox Option To Buy FanDuel Stake At $20bn Valuation

An arbitrator has ruled that Fox Corporation can buy more than 18 percent of FanDuel in an option that values the U.S. sports betting and fantasy sports brand at more than $20bn.
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Gambling

’The Right Thing To Do’: New Zealand BNPL Reg Plans Take Shape

New Zealand becomes the latest jurisdiction to be set on regulating the alternative payments product after its increase in use during the pandemic and pressures arising from the cost of living crisis.
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Payments

Singapore Beefs Up CBDC Cross-Border Settlement Project Ubin

The Monetary Authority of Singapore's work with international partners on a wholesale central bank digital currency (CBDC) project has been expanded to become Ubin+.
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Payments

Canadian Government Delivers On Election Pledge To Rein In Credit Card Fees

Canada’s government has announced plans to cap credit card fees for small businesses as it seeks to deliver on election promise.
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Payments

Week In Crypto: First DeFi FX Transactions On Public Blockchain, MoneyGram Launches Crypto Trading

Following months of reporting on crashes, fines and bankruptcies, Week in Crypto is decidedly upbeat this week as J.P. Morgan, DBS and SBI complete the first cross-border transactions on a public blockchain, MoneyGram launches crypto trading and Visa taps into World Cup fever with new NFTs.
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Payments

Daily Dash: FCA Looks For Cost Of Living Answers

The UK’s Financial Conduct Authority (FCA) has called on consumer credit firms to send data in hopes of better understanding the cost of living crisis, Australia has said it will focus on crypto and greenwashing next year, and Stripe has laid off staff due to concerns of economic downturn.
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Payments

Industry Confident Finnish Monopoly On Borrowed Time

Finland could hand out licences for online gambling as soon as 2025, with the prevailing sentiment suggesting it is a case of when, not if, the nation’s monopoly is dismantled.
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Gambling

Apollo Seeks $620m Distribution From Nevada Assets

The private-equity owners of The Venetian Las Vegas are seeking regulatory approval to distribute $620m to investors and hand out bonuses to employees, but gaming regulators have questioned the soundness of returning such a large dividend less than eight months since the acquisition closed.
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Gambling

Latin American Operators At Odds Over Online Betting Sponsorships

Lawyers and operators have given contrasting perspectives on the legality of online sports-betting sponsorships for football teams in unregulated markets such as Chile, Uruguay and Brazil.
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Gambling

UK Gambling Commission Hands Out Suspension For Self-Exclusion Failure

​​​​​​​The UK Gambling Commission has suspended LEBOM Limited from transacting with consumers for not being integrated into the GAMSTOP self-exclusion scheme.
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Gambling

Open Banking Kicks Off In Saudi Arabia Early Next Year

Industry participants welcome Saudi Arabia’s open banking framework, which is expected to launch in the first quarter of 2023.
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Payments

UK MPs Criticise Government Transparency Over ’Controversial’ Regulator Power In Finance Bill

A planned amendment to the Financial Services and Markets Bill, which greatly extends the powers of the UK government to direct financial regulators to take action, has been delayed, which the Treasury Select Committee has called "sub-optimal" due to a lack of parliamentary scrutiny it will receive.
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Payments

South Africa To Launch Modernised Instant Payment Service In 2023

After being a pioneer in setting up instant payments 16 years ago, South Africa is now preparing to launch a new instant payment service looking to mirror the success of similar services in India, Singapore and Thailand.
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Payments

Doomed Sports-Betting Propositions In California Could Cost $700m

With just five days left until the November 8 election, the amount spent on two apparently futile propositions to legalize sports betting in California is expected to set a new national record of up to $700m.
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Gambling

North Dakota Governor Rejects Tribes' Online Gaming Request

North Dakota Governor Doug Burgum has denied tribes’ request for exclusive online gaming rights in the final draft of new gaming compacts, saying Wednesday that there is no clear legal path for him to unilaterally expand the state’s gambling laws to allow the five tribes to offer internet wagering across the state.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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