Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Cardrooms Claim Victory As California Voters Resoundingly Reject Sports-Betting Initiatives

California cardrooms are breathing easier after voters overwhelmingly defeated Proposition 26, a tribal retail sports betting proposal that also included a provision to allow for civilian enforcement of gambling laws.
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Gambling

Twitch Draws Fire For Gambling Streams Accessible To Youth

Access to gambling streaming by underage viewers on Twitch is becoming more controversial, as countries such as Germany and Norway complain that streaming gambling violates their laws.
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Gambling

Entain’s Lycka Mulls Differences In Regulatory Approach Of Europe, U.S.

It has been one year since Martin Lycka left Europe to become Entain’s top regulatory affairs executive in North America, and already he has noticed how distinct the oversight of gambling operations is in the United States and Canada.
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Gambling

Bulgaria Supreme Court Declares €168m Gambling Tax Bill 'Null'

Bulgaria's Supreme Court has ruled that the now-defunct State Gambling Commission’s attempt to issue operator Eurofootball with a €168m tax bill is null and void.
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Gambling

’Perception Of Erosion Of Independence’ - FCA Questions UK Government’s Call In Power

The interim chair of the UK Financial Conduct Authority (FCA) suggests it would be “unwise” to include the controversial call in power in the government’s financial bill as it would create the “perception of the erosion” of the agency’s independence.
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Payments

Dutch Minister Outlines PSD2 Review Recommendations To Brussels

The Netherlands’ finance minister has offered the European Commission her thoughts on how the revised Payment Services Directive (PSD2) could be improved, with fraud and data protection taking centre stage.
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Payments

Privacy Remains No.1 Sticking Point For EU’s Digital Euro Plan

EU officials' enthusiasm for a digital euro is unwavering, but how they get there still remains uncertain as they grapple with what the thresholds for privacy will be. A chief concern is whether a digitalised fiat can maintain the same level of anonymity as its paper-based equivalent, while reconciling this with other significant security requirements, such as fighting money laundering.
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Payments

Top Former Macau Official Blasts Government 'Incompetence'

The legal mastermind of Macau’s modern-day gambling industry has excoriated the Macau government for “an inconceivable level of incompetence” for holding a casino concession tender during multiple crises.
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Gambling

California Sports-Betting Ballot Measures Facing Heavy Defeats

After the most expensive ballot campaign in U.S. history, two competing initiatives to regulate sports betting in California were both set to be decisively rejected by voters on Tuesday.
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Gambling

Nevada Sees Esports Betting Revenue Opportunity Once Regulations Approved

Industry experts and executives are confident that esports will gradually become a bigger part of Nevada's sports-betting market after a pending regulatory change to facilitate esports wagering was approved by gaming officials.
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Gambling

São Paulo Calls For International Lottery Bids

After a previous bidding process was annulled in July, the Brazilian state of São Paulo has published another international tender for an exclusive concession to operate a state lottery.
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Gambling

French Stakeholders Agree To Limit Advertising

A range of gambling industry stakeholders in France have agreed to rein in advertising and sign-up offers as the FIFA World Cup quickly approaches.
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Gambling

FCA Takes Aim At Dodgy Financial Ads And Promotions

The UK Financial Conduct Authority (FCA) over recent months has requested that numerous buy now, pay later lenders and e-money firms amend marketing materials as part of its job to protect against misleading promotions. The regulator has also warned consumers against unregulated firms and scammers.
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Payments

European Commission To Introduce Access To Cash Legislation

Brussels officials have confirmed that legislation to enhance access to cash for EU citizens is on the way, as the European Commission’s leadership uses the digital euro conference to endorse and protect paper money.
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Payments

Singapore Wants To Axe Corporate Cheques By 2025

The Monetary Authority of Singapore is consulting on a proposal to eliminate corporate cheques by 2025 as processing costs soar, with the aim of also migrating remaining consumer users to alternative payment methods.
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Payments

World Record Powerball Lottery Drawing Delayed

Viewers tuned in across the United States at 11pm Eastern time on Monday to see if they had the winning ticket that would guarantee them the largest lottery jackpot in world history. There was just one problem.
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Gambling

Puerto Rico Issues More Sports-Betting Licences

The Puerto Rico Gaming Commission has authorised seven new companies to operate or support sports betting on the island, according to the agency's interim executive director.
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Gambling

Election Day Means End Of The Beginning For California Sports Betting

It appears to be only a matter of how big the loss will be for two California sports-betting measures on Tuesday, but the debate is not going away and the question is when, not if, a rematch will occur.
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Gambling

UK Education Department Scolded Over Child Data Used By Gambling Firms

​​​​​​​The UK’s data watchdog wants to hand the Department for Education a £10m fine for allowing the personal information of up to 28m children and young people from the age of 14 to be used to benefit gambling companies.
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Gambling

U.S. Sports-Betting Execs Cheer More Rational Marketing Environment

As investors appear more focused than ever on sports-betting operations becoming profitable, executives say companies' promotional expenditures have clearly declined compared with past years.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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