Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Maryland Mobile Sports Betting Set To Launch By End Of November

Maryland's Sports Wagering Application Review Commission will meet on Wednesday to award ten mobile sports-betting licenses out of a total of 21 mobile applications submitted to gaming regulators before last month’s deadline.
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Gambling

DORA Explored: MEPs Pass Key Cyber Rules

The Digital Operational Resilience Act (DORA) and the Network and Information Security directive (NIS2) have now been passed by members of the European Parliament (MEPs), paving the way for them to enter into EU law.
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Payments

What’s The ’Secret Sauce’ For Twitter Pay?

After months of rumours and speculation surrounding Elon Musk’s plans to turn Twitter into a superapp, the "chief twit" has revealed new details about his vision for payments on the social media platform. Its success, however, depends on whether he can make the service stand out, experts say.
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Payments

Thai Police Bust Major Online Gaming Syndicate

Thai police have cracked a major online gambling network boasting some 500 websites run by 2,000 employees over a decade.
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Gambling

Dutch Regulator Issues Warning To Two Operators For AML Shortcomings

The Netherlands Gambling Authority has issued warnings to two unnamed licensed operators for money laundering violations.
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Gambling

Lobbyists Cautious Over 2023 Sports-Betting Prospects In Texas, Minnesota

The 2022 U.S. midterm elections are over, and although there were several outcomes on the state level that surprised political observers, the effort to legalize sports betting in Minnesota and Texas remains questionable next year.
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Gambling

FCA Open Finance Policy Sprint Gets Thumbs Up - But What Next?

UK fintech players are hoping that the City watchdog’s policy sprint day will give impetus to the transition from open banking to open finance.
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Payments

Week In Crypto: FTX Token Collapse Stokes Insolvency Fears, As Binance Scraps Bailout Plan

A near-total wipeout of the FTX Token leaves CEO Sam Bankman-Fried shopping for a bailout. Arch-rival Binance steps in to take over, but then backs out due to potential enforcement activity by US regulators.
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Payments

Qatar To Launch National Payment Card By Year-End

The Qatar Central Bank (QCB) is planning to launch a national payment card by the end of the year with a view to offering a local alternative to global card giants Visa and Mastercard.
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Payments

Fraud Tops US Crypto Customer Complaints To CFPB

The US Consumer Financial Protection Bureau (CFPB) has for the first time looked at consumer complaints related to cryptocurrencies and found that fraud and transaction issues pose significant problems.
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Payments

FTX Files For Bankruptcy, CEO Sam Bankman-Fried Resigns

Less than 24 hours after claiming that FTX was illiquid but not insolvent, CEO Sam Bankman-Fried resigned from his position and FTX has filed for Chapter 11 bankruptcy.
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Payments

Daily Dash: Spanish Banks Come Together For Digital Euro

Spain’s largest banks, including BBVA and Santander, have set up a working group to assess the impact of the digital euro, UK banking regulator is looking for help with innovation, and Mastercard has teamed up with J.P. Morgan on an open banking product.
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Payments

Massachusetts To Accept Off-Track Betting Sports Betting Licenses On Rolling Basis

Massachusetts gaming regulators began to offer some clarity Thursday on how a third category of sports betting licenses, those belonging to off-track simulcast facilities, will be rolled out as part of the state’s ongoing launch process.
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Gambling

After California Debacle, Is There A Mandate Against Sports Betting?

Following perhaps the biggest financial disaster in the history of gambling on Tuesday in California, the sports betting industry is beginning to wonder if its halcyon days might be over.
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Gambling

Ukrainian Regulator Investigating Gambling Operators’ Illegal Russian Ties

The Ukrainian Regulatory Commission on Gambling and Lotteries (KRAIL) has teamed up with the Security Service of Ukraine to launch a probe into the potential ties between Ukraine-based gambling industry players and persons and entities based in Russia.
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Gambling

News In Brief: November 7-November 11, 2022

The MGA is preparing crypto and blockchain proposals, nearly a third of British youth have spent money on gambling in the past 12 months and website claims nearly all German-language casino ads are "illegal".
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Gambling

Singapore Hails BNPL Code As Gen Z Borrowing Probed

Singapore’s finance minister told parliamentarians it does not hold data on the use of buy now, pay later (BNPL) products, but referred to the new industry code for the product as the solution for its riskier elements.
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Payments

Battle For Congress: Regulatory Impact Of US Mid-term Elections

The first results of mid-term elections dash Republican hopes for a “red wave” but they may still take control over the House with a narrow majority, which could have implications forthcoming regulator changes.
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Payments

Late To The Party? UK MP Criticises FCA Actions To Protect Cash

Labour MP Siobhain McDonagh criticised the Financial Conduct Authority (FCA) for being late to tackling the issue of access to cash as she seeks to amend the government’s financial services bill to protect “free” access to cash.
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Payments

Hungary Promises A Crackdown For International Operators In New Market

Hungary is imposing strict restrictions on international operators trying to enter their market despite a ruling from the Court of Justice of the European Union (CJEU) that it cannot sanction or fine international operators, according to a lawyer.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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