Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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It’s A No From Me! Lithuania President Vetoes Payments Law

Data protection problems prevent amendments to payments law coming into effect in Lithuania, as the legislation heads back to the country’s parliament.
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Payments

India U-Turns On Personal Data Lockdown, Permits Cross-Border Transfers In New Bill

Three months after withdrawing a bill that sought to impose restrictions on cross-border transfers of personal data, the Indian government has had a rethink, publishing a new bill with fewer localisation requirements.
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Payments

Turkey Proposes Changes To Payment Card Rules

Turkey’s Banking Regulation and Supervision Agency has published a draft amendment to its payment card regulations aimed at incentivising international players to partner with local processors in the country.
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Payments

Sweden's Culture Committee Opposed To 'Adjusted Moderation' Of Gambling Ads

​​​​​​​Sweden’s culture committee wants legislators to reject proposals relating to the “adjusted moderation” of gambling advertising in a government bill introduced earlier this year designed to enhance controls on the industry.
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Gambling

Norway Restarts Daily Kindred Fines, Says Operator

Norway has reinstated a series of multi-million euro fines against Kindred, only weeks after a deal to suspend the enforcement was reached, according to the Stockholm-listed operator.
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Gambling

Allwyn Deal To Buy Camelot Ends UK Lottery Licence Challenge

Czech lottery giant Allwyn has agreed to buy current UK National Lottery operator Camelot in a deal that is set to end the bitter legal battle between the two.
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Gambling

FanDuel Looks To Extend U.S. Sports-Betting Dominance With Marketing Spend Advantage

When FanDuel started to see marketing spend decline among its competitors following this year’s Super Bowl, the Flutter-owned company saw an opportunity to hit the accelerator, according to CEO Amy Howe.
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Gambling

The Curious Case Of Illinois Sports Betting

A second application process for three online-only licenses is the latest chapter in the story of an Illinois sports-betting market that has become the second largest in the U.S. but taken on a very different shape than was anticipated when a state law was passed three years ago.
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Gambling

PSPs Among Those EBA Wants Input From On Greenwashing Risks

The EU’s supervisory authorities have launched a joint call for evidence on greenwashing and how best to tackle it. This includes wanting to hear from payment institutions.
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Payments

Week In Crypto: FTX Celeb Promoters Sued For Damages, While Genesis, BlockFi Bar The Doors

Another week in crypto is dominated by the collapse of FTX, whose celebrity endorsers are now facing a class action lawsuit. Meanwhile, the contagion spreads to FTX partners Genesis and BlockFi.
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Payments

Demands Without Delay: The EU’s New Instant Credit Transfer Requirements Create Challenges and Opportunities for PSPs

This regulatory analysis will: look into the background of instant payments (IPs) in Europe and the motivation of the European Commission to take legislative action in this field; provide an overview of the current institutional and legislative framework that applies to IPs in the European Union (EU); explore the key legal obligations and definitions introduced by the proposed IPs regime; and examine the implications of the proposed measures for PSPs from a compliance, enforcement and business perspective.
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Payments

Fintechs May Exploit Debit Card Rules, US Treasury Finds

The US Treasury warns that fintechs may take advantage of an exemption applicable to small banks to circumvent the federal interchange fee cap on debit card transactions.
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Payments

Consumer Duty Will Deal With Bigtech, Says FCA Chief

The Consumer Duty will help with managing the entry of bigtech firms into the UK retail financial service, ensuring a level playing field, the chief executive of the financial services watchdog has said.
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Payments

Daily Dash: UK Chancellor Addresses Bigtech Monopolies In Budget

UK Chancellor warns of increased bigtech scrutiny, the Clearing House (TCH) has published its US real-time payments transactions data for the first time, and the European Central Bank joins new EU cloud network initiative.
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Payments

How Do You Sleep, Ronaldo? Bettors Might Like To Know

​​​​​​​Does footballer Cristiano Ronaldo play better if he gets more than six hours sleep before a match? Want to bet on it? The future of gambling may see this kind of highly personal data as fair game.
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Gambling

Argentine City of Córdoba Hits Last Minute Regulation Roadblock

Officials in the city of Córdoba are putting up a fight to oppose attempts by the Argentine province of the same name to regulate online gambling.
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Gambling

Nevada Adds Convicted Felon To ‘Black Book’

A mobster with ties to illegal gambling and a slot cheat have been removed from Nevada’s list of excluded persons after authorities confirmed their deaths on Thursday, prior to gaming regulators unanimously agreeing to ban convicted felon Leonard Morgan Hairston from the state’s casinos.
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Gambling

It’s Official: Maryland Mobile Sports Betting Launches Next Week

A two-year wait for mobile sports betting to launch in Maryland will come to an end on Wednesday, according to the state's chief lottery official.
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Gambling

News In Brief: November 14-November 18, 2022

The UK Gambling Commission remains silent on white paper timeline, former Texas governor Rick Perry joins push for sports betting legalisation and a slots operator is fined in Australia.
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Gambling

New York Fed To Partner With Major Banks On New CBDC Settlement Project

The Federal Reserve of New York has launched a new pilot that will study the feasibility of interoperable central bank digital currency (CBDC) and commercial bank digital money.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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