Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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UK Gambling Minister Says Regulators Should Engage With Industry

​​​​​​​The new UK gambling minister has endorsed a view that gambling should not be treated like tobacco and that regulators should engage with the industry to help develop policy.
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Gambling

An Ailing Bolsonaro Could Delay Brazil's Legislative Agenda

The mysterious health struggles of outgoing Brazilian President Jair Bolsonaro could threaten the timeline of the legislative agenda, including signing off on the sports-betting regulatory decree.
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Gambling

News In Brief: November 21-November 25, 2022

NHS (National Health Service) England said it has opened two new gambling clinics,
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Gambling

Regulate Before The Next FTX, Warns Bank of England’s Cunliffe

The crypto platform’s downfall has only enhanced the need for regulation, the Bank of England’s deputy governor has said, while also discussing the possibility of a digital pound.
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Payments

New Industry Body For Credit Info Agencies Needed, Says FCA

The UK’s Financial Conduct Authority (FCA) has set out proposals to improve the credit information sector so it can deliver higher quality and more comprehensive information for consumers and firms.
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Payments

New Visa CEO Sees Growth Potential In US, Emerging Markets, B2B Payments

Ahead of taking the reins at Visa, incoming CEO Ryan McInerney highlights the "enormous opportunity" he sees for growth and expansion in both emerging and developed markets respectively.
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Payments

Sweden Fines Kindred, ATG, Pinnacle For Money Laundering Failures

The Swedish Gambling Authority has penalised three gambling operators for failings in anti-money laundering and anti-terrorist financing efforts, including Kindred’s Spooniker and the part government-owned ATG horseracing company.
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Gambling

Michigan Lottery Director Helped Democrats Hold U.S. Senate

The most vivid example of the gaming industry’s growing influence on state and national politics may be the slim majority held by Democrats in the United States Senate.
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Gambling

India State Ministers Back Turnover Tax On Online Gaming

Indian state ministers responsible for taxation are closing in on a 28 percent goods and services tax on online gaming turnover, a worst case scenario for the industry that may trigger legal action.
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Gambling

Maryland Set To Launch Mobile Betting Wednesday Morning

After a two-year wait, state-wide mobile betting in Maryland is finally set to launch, with seven operators expected to go live.
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Gambling

Polish Football Flags Fears Over International Match-Fixing Syndicates

The Polish Football Association is cooperating with the country’s law enforcement to thwart what it describes as a rising wave of match-fixing by international criminal groups who earn substantial winnings from bets.
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Gambling

Spain Issues 53 Sanctions In First Half To Online Operators

​​​​​​​Spain’s Ministry of Consumer Affairs has announced that the General Directorate for the Regulation of Gambling closed 21 gambling web platforms and levied more than €88m in fines in the first half of 2022.
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Gambling

Australia’s Treasury Proposes Removing Credit Act Loophole For BNPL Providers

In a new review of buy now, pay later (BNPL) regulation, Australia’s Treasury calls time on a key loophole that has allowed the industry to remain outside traditional lending rules.
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Payments

Digital Euro Brings Little Added Value, Complains Dutch Banking Association

The Dutch Banking Association has openly criticised the European Central Bank’s digital euro project, bringing some of the private concerns of many in the payments industry out into the open.
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Payments

Canada Lays Out Supervisory Expectations For Payment Firms

One year after Canada introduced new legislation for retail payment activities, the central bank has set out how it plans to supervise payment service providers.
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Payments

New UK Lottery Operator Must Reform Player Protection And Charitable Links, Say MPs

New UK National Lottery operator Allwyn must do more to protect players from gambling harm and pay more to GambleAware after a “poorly managed” tender, MPs have said.
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Gambling

American Gaming Association Claims Mischaracterizations In New York Times Series

The New York Times published its long-awaited series on the expansion of sports betting in the United States this weekend, criticizing the industry for overly lofty projections for tax revenues and marketing partnerships that target college students.
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Gambling

Islamic Party's Success Jeopardises Online Reform In Malaysia

The possibility of online gambling regulation in Malaysia may have been extinguished for the foreseeable future, following shock gains by a leading Islamic party in Saturday’s national elections.
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Gambling

U.S. Federal Court Rules Horseracing Integrity And Safety Act Unconstitutional

The Horseracing Integrity and Safety Act, a federal anti-doping law enacted in 2020 that created a private agency to regulate the industry, has been struck down by a federal appeals court as an unconstitutional delegation of government power to a private entity.
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Gambling

Massachusetts Receives 12 Applications For Mobile Sports-Betting Licenses

Despite heavy early interest from operators, Massachusetts’s gaming regulator reported Monday that it had received fewer applications than available slots for mobile sports-betting licenses.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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