Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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BNPL, Crypto Come Under Fire In UK Financial Services And Markets Bill Debate

Both buy now, pay later (BNPL) and crypto firms came under heavy criticism in the latest debate on the Financial Services and Markets Bill, following the introduction of new amendments to the proposed legislation.
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Payments

Week In Crypto: Ex-FTX CEO Hires Ghislaine Maxwell Lawyer, Kim Kardashian Escapes Promo Penalty

FTX’s disgraced former CEO taps Ghislaine Maxwell’s trial lawyer, Kim Kardashian breathes a sigh of relief and Celsius is ordered to return $44m worth of crypto to customers.
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Payments

US Bill Seeks To Close Bank Licensing Loophole Before Bigtech Takes Advantage

A new US bill, introduced by a top Democratic senator, would close a legal loophole that allows companies to operate banks without proper oversight, addressing fears that bigtechs may exploit it to expand their financial services.
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Payments

Daily Dash: Dutch Prosecutors Probe Rabobank

Prosecutors in the Netherlands are investigating Rabobank over money laundering, the US House has elected its new banking chair and Nigeria is limiting ATM withdrawals in a bid to encourage digital payments.
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Payments

Onus On Government, Not Casinos, To Make Sure New Jersey Gaming Works

State and local governments in New Jersey, not Atlantic City casinos, are responsible for making the gaming industry deliver on its promises, according to the author of the New Jersey Casino Control Act.
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Gambling

FBI, AGA Stress Cooperation In Tackling Illegal Gambling

A representative of the American Gaming Association reassured a group of U.S. gaming regulators on Thursday that the FBI and other federal and state law enforcement agencies are cooperating with the industry in their efforts to eliminate and prosecute illegal gambling operators.
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Gambling

Chile's Lower House Approves Sports Sponsorship Ban

Legislative chess continues for online gambling operators active in Chile, in the wake of the Chamber of Deputies passage of a bill that would ban them from any kind of sports sponsorship.
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Gambling

News In Brief: December 5-December 9, 2022

Star Entertainment has been fined A$100m in Queensland and faces a temporary licence suspension over compliance breaches.
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Gambling

EBA Issues New De-Risking Guidelines, But Payments Firms Not In Scope

The European Banking Authority (EBA) has launched a public consultation on new guidelines for de-risking to help improve access to finance for vulnerable customers.
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Payments

EU Member States Agree Position On AML Rulebook

The European Council has agreed its position on the new single rulebook for anti-money laundering as Brussels reels from the transparency register court ruling.
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Payments

Colombia Builds New Instant Payment System

Colombia is building a new instant payment system with a particular focus on user experience and full interoperability with other payment networks.
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Payments

UPDATE: Trade Associations Express Cautious Optimism About New EU Consumer Credit Agreement

Following the EU’s negotiations on new consumer credit rules, key Brussels lobbyists have welcomed the news but urge caution.
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Payments

UK Gambling Minister Discusses Delayed Review

The UK minister in charge of gambling policy has said he is keen to publish the long-awaited Gambling Act review white paper “in the coming weeks”, but failed to provide any clear timeline for its release.
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Gambling

Lawmakers Set To Send Sports-Betting Report To Vermont Legislature

A Vermont study committee is set to recommend the legalization of sports betting in a report expected to be approved next week.
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Gambling

Big Brother Hovers Over Casinos With Facial Recognition Technology

Matching a face from a digital image with another face in a database is becoming more common in casinos, raising questions about whether regulations should be enforced to protect the privacy rights of gamblers.
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Gambling

Poland's Leading Bookmaker STS Battles Kindred In Court

Poland’s leading bookmaker STS Group says it has made progress in a lawsuit against Kindred Group and its bookmaking brand Unibet, accusing it of what the company describes as a continuous violation of the country’s gambling law.
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Gambling

FCA Proposes Stronger Rules For Financial Ads To Tackle Rogue Promotions

In its latest proposal on advertising standards, the UK Financial Conduct Authority (FCA) calls for new checks and balances on the gatekeeper firms that approve financial ads for other companies.
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Payments

UPDATE: Italian Central Bank Voices Concern About Cash Plans

Plans championed by Italy's new government to promote cash use over digital payment methods have drawn concern from the Banca d’Italia, which warns of illicit finance risks.
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Payments

Maltese Authorities Slap HSBC With €82,000 Fine For AML Failings

The Maltese Financial Intelligence Analysis Unit has issued a financial penalty to the UK-headquartered bank for failing to comply with money laundering laws.
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Payments

Massachusetts Regulators Express Concern With Penn-Barstool Tie-Up

Massachusetts regulators have deferred a potential vote on granting a sports-betting license to Penn Entertainment’s Plainridge Park Casino, citing concerns about the company’s Barstool Sports brand.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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