Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Calls Grow For Social Media Companies To Be Held Liable For APP Fraud

Facing growing criticism of its new rules on APP fraud reimbursement, the UK’s Payments Systems Regulator has said it is "confident" that its plans will drive the right consumer outcomes.
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Payments

ACI Worldwide Fined $25m For Mistakenly Sending $2.3bn In Real Payments During Test Run

The US Consumer Financial Protection Bureau has fined ACI Worldwide and its subsidiary ACI Payments for initiating around $2.3bn in mortgage payments while running a test.
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Payments

Mystery Surrounds Huge Cut In Renewal Of New Jersey iGaming

The author of an amendment to dramatically reduce the extension of New Jersey's internet gaming market is still unknown and the ultimate fate of the amendment remains uncertain ahead of a key legislative deadline.
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Gambling

Brazil Match-Fixing Panel Probes Plan for Sports-Betting Regulation

A senior figure in Brazil's Ministry of Finance testified before a congressional investigative commission on match-fixing on Tuesday, using the time to reassure members that both a bill and an emergency measure to regulate sports betting would be introduced before a parliamentary recess next month.
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Gambling

Dutch Minister Backs KSA To 'Take Action' Against Ad Violations

The Dutch gambling minister has reassured lawmakers that the Netherlands Gambling Authority (KSA) will “take action” against violations of the incoming advertising restrictions, as a major operator pauses its affiliate programme until the impact of the changes becomes clear.
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Gambling

Ohio Regulator Bars Inducements Connected To Non-Gaming Transactions

Ohio’s gaming regulator is instructing operators to cease any promotions that offer a sports-betting inducement that is connected to a non-gaming transaction and proposing rules to eliminate any uncertainty to that effect.
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Gambling

Gibraltar Hopes It Does Not Become 'Last Victim Of Brexit'

​​​​​​​A shock Spanish election result means Gibraltar faces a reckoning over long-stalled negotiations on a “Gibexit” border deal that would guarantee free access for online gambling and other employees at its border with Spain.
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Gambling

Third Time Lucky For US Payment Choice Act?

After two consecutive defeats in 2019 and 2021, a bipartisan group of lawmakers has re-introduced the Payment Choice Act, in a bid to mandate cash payment acceptance throughout the US.
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Payments

UK Regulators Emphasise Fairness In Premium APIs Principles

The UK regulators’ Joint Regulatory Oversight Committee has unveiled five high-level principles for banks and registered third parties to follow when agreeing a premium application programming interface (API) commercial model.
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Payments

India Fines Its Four Credit Bureaus As It Steps Up Consumer Protections

The Reserve Bank of India has fined the country’s four credit reporting agencies after it found inaccuracies in their credit reports and bad handling of complaints.
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Payments

PointsBet Recommends Increased Fanatics Offer For U.S. Business

PointsBet announced late Tuesday that its board of directors will recommend that shareholders accept an increased offer from Fanatics to purchase its U.S. business for $225m.
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Gambling

EU Action Possible Against Ukraine-Sanctioned Operators, Dutch Minister Says

European Union (EU) sanctions could be considered against Russia-linked companies sanctioned by Ukraine that are based in Curaçao, the Netherlands foreign minister has told the Dutch parliament.
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Gambling

Philippine Police Rescue 2,700 Enslaved POGO-Linked Workers

Philippine police have rescued more than 2,700 suspected victims of human trafficking in a single operation targeting a compound in southern Manila controlled by a PAGCOR-licensed online gambling service provider.
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Gambling

New Jersey Online Gaming Extension Slashed From Ten To Two Years

New Jersey, the largest U.S. market for internet gaming, is on the verge of approving a massive reduction from ten to two years for the extension of legal and regulated online casino operations.
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Gambling

Australian Parliament Report Backs Total Ban On Online Gambling Ads

An Australian parliamentary committee has called for online gambling advertising to be banned in its entirety in four phases over three years, the most punishing of 31 sweeping recommendations that industry lobbyists call “a step too far” and “short sighted”.
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Gambling

Kenyan President Approves Gambling Tax Increase

Kenya has approved raising the excise duty on all forms of gambling to 12.5 percent and the introduction of a 15 percent tax on gambling adverts.
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Gambling

Tokenisation Next On List For Australia’s Co-Badged Debit Cards

The Reserve Bank of Australia (RBA) is seeking feedback on new proposals that would lay the groundwork for the standardising of debit card tokenisation for online transactions.
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Payments

Brazil To Roll Out Pix Recurring Payments By Spring 2024

Brazil has officially announced plans for a new recurring payment service using the country’s popular instant payments service Pix, which is designed to enable widespread usage by also targeting underserved customers.
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Payments

Croatia Becomes Only Second EU Member To Be Greylisted

The Financial Action Task Force’s (FATF) increased monitoring list has added three new members, including the Balkan State, after the watchdog completed its plenary session.
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Payments

Deconstructing MiCA (Part 1): Background, Scope and Biggest Changes

This regulatory analysis will take a closer look at the Market in Crypto-Assets regulation's (MiCA) background, scope and the key changes introduced by the legislation. It will also provide information concerning the regulation’s impact, timelines of application and next steps for market participants. This analysis is the first in a series of MiCA-focused pieces.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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