Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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African Group Lobbies Malta Officials, Seeking Gambling Curbs

An African non-government organisation is lobbying Malta officials claiming Malta-based gambling operators are targeting and causing harm to young people in Africa.
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Gambling

Premier League Shirt Sponsorship Ban Is Just 'First Step', Say Campaigners

Premier League clubs in the UK have agreed to withdraw gambling sponsorship from the front of their matchday shirts, but many campaigners see the decision as just the “first step” and are pushing for even greater restrictions.
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Gambling

New Visa+ Service Will Bring Interoperable P2P Payments To Non-Cardholders

A new service from Visa will allow non-cardholders to send and receive person-to-person (P2P) payments using a range of third-party digital wallet apps.
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Payments

Hype Or Revolution? What ChatGPT Means For Payments

Since its November launch, ChatGPT has sparked a frenzy of interest with its ability to create human-like speech, while raising questions about data privacy and its implications for the labour market and wider humanity. VIXIO considers what generative AI could mean for payments.
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Payments

No Payments, Please: EU Banking Lobby Pushes For eIDAS 2 Revision

European banking associations have made a call for the removal of payments from the scope of the EU’s new digital identity regulation.
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Payments

Pennsylvania Legislation Imminent To Regulate Grey-Market Machines

As six casino operators remain in limbo while the Pennsylvania Supreme Court decides to grant their request for review of a 2019 ruling in favor of a skill-games manufacturer, one state senator circulated a memo saying it is time to legalize these terminals to generate tax revenue.
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Gambling

Nevada Regulators Grant Initial Approval For Outdated Gaming Rules To Eliminate

The Nevada Gaming Control Board has approved the removal of more than a dozen outdated regulations, as well as several improvements to existing regulations, in an effort to comply with a directive issued by Governor Joe Lombardo.
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Gambling

Ontario Regulator Proposes Ban On Athletes In Sports-Betting Advertising

Ontario regulators are proposing a new regulatory standard that would prohibit the use of current and former professional athletes in sportsbook advertisements.
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Gambling

UK Study Scrutinises Esports Gambling Sponsorships

A new UK academic study has found that half the esports teams in two of the sector’s top video games are sponsored by gambling operators, leading researchers to suggest that gambling companies could be “targeting the next generation of gamblers”.
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Gambling

India GST Officials Probing Parimatch, Other Online Bookmakers

A leading tax enforcement organ in India has launched a probe into India-facing online gambling operators in Cyprus, Mauritius and the Cayman Islands, leading to the arrest of one man allegedly linked to Ukrainian operator Parimatch.
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Gambling

Malawi Unveils Gambling Regulation Details

Malawi has opened a brief consultation on a raft of proposed gambling regulations, as it continues its push to expand its market and open up online licensing.
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Gambling

Brazil's Sports-Betting Tax Rate Announced At Public Hearing

Brazil’s Chamber of Deputies' Finance Committee held a public hearing on Wednesday on the regulation of sports betting and imminent presidential emergency decree, with a senior government official confirming a proposed effective tax rate of 15 percent of gross gaming revenue.
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Gambling

News In Brief: April 10-April 14, 2023

Ohio's lottery director has suddenly resigned and a Ugandan draft law proposes a gambling tax hike.
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Gambling

Microsoft In Trouble Over Sanctions Violations

The software giant has found itself in hot water with US authorities over sanctions violations following the Russia-Ukraine conflict.
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Payments

‘There Will Be Control’: European Central Bank’s Lagarde Reveals CBDC Plans During Prank Call

The head of the European Central Bank (ECB) has been caught in a prank phone call from Russian comedians, who feigned interest in digital currency while pretending to be the president of Ukraine.
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Payments

US Financial Consumer Agency Outlines ‘Abusive’ Acts

Based on statutory definition and a decade of precedent, the Consumer Financial Protection Bureau lays out what it considers abusive conduct in consumer financial markets.
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Payments

Uzbekistan Again Plans To Legalise Sports Betting

The President of Uzbekistan has instructed ministers to submit proposals on the legalisation of sports betting by the end of 2023, to bring to an end to more than 15 years of prohibition.
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Gambling

Ghana Tax Hikes Incoming

Ghana’s need to address its mounting public debt has put gambling in the crosshairs, with tax hikes on the industry one hurdle away from being introduced.
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Gambling

Spain Sanguine On Deposit Limits

The industry remains unusually unperturbed by a planned royal decree in Spain that seeks to make online gambling deposit limits universal, instead of applying per operator, as they do now.
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Gambling

UPI To Offer Credit Gateway From Banks To Consumers, Says RBI Governor

The governor of the Reserve Bank of India (RBI) has said that UPI, the country’s popular instant payments system, could soon be repurposed to deliver credit directly from banks to consumers.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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