Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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UK Regulator Targets Six Areas To Strengthen Evidence Base

The UK Gambling Commission has outlined six areas where it intends to improve the evidence base for regulatory change over the next three years, as part of what it calls a new “aspirational” programme.
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Gambling

North Carolina Sports-Betting Bill Amended In Senate Committee

Sports wagering legislation began its path through the North Carolina Senate on Wednesday with a successful committee vote following some key changes to legislation that originally cleared the House in March.
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Gambling

Global Advertising Code For Gambling Needed Even If Impossible

As daunting as the challenge may be, the international gaming community needs to establish regulations governing how sports betting and the industry’s other products are marketed, two leading gambling analysts said on Wednesday in Las Vegas.
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Gambling

Gambling Commission Chief Discusses UK White Paper For First Time

The financial vulnerability, or affordability, checks, that are part of the UK’s white paper on the future of gambling regulation should not be an imposing burden on the industry, says the head of the Gambling Commission.
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Gambling

News In Brief: May 22-May 26, 2023

Caliente powers strong Playtech results despite fees dispute, Pennsylvania hands out six-digit casino fines and a Sportradar sign-up in Brazil amid the ongoing match-fixing scandal.
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Gambling

Is Strong Customer Authentication Coming To The United States?

As strong customer authentication (SCA) has become widely adopted in Europe and more countries are likely to follow, VIXIO is looking at what has been done in the US in terms of the regulation and what lies ahead.
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Payments

Grant Thornton Quits Working With eMerchantPay Over Governance Concerns

A major UK auditor has resigned from working with eMerchantPay, an acquirer for “high-risk” merchant categories, due to concerns about the company’s governance practices.
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Payments

Lack Of EU-Level Oversight Hinders AML Approach, McGuinness Says

European commissioner Mairead McGuinness has insisted that the EU’s latest financial crime package will deliver where prior directives have not.
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Payments

Operators Challenge Peru In Online Gambling Consultation

Offshore operators have objected to tax and incorporation plans, as the government of Peru publishes the results of a consultation on draft regulation to implement the country's 2022 online gambling and sports betting law.
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Gambling

Cannabis And Casinos Moving Inevitably Toward Partnership

Esports has become a $1bn industry worldwide, but cannabis has become a $1bn industry in Nevada alone, and gambling analysts are predicting casinos will be serving marijuana to their customers within the next decade.
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Gambling

Massachusetts Regulators: No Promo-Play Deductions On Sports-Betting Revenues

After months of debate, Massachusetts gaming regulators closed the door on Tuesday on allowing promotional play to be deducted from taxable sports-betting revenues.
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Gambling

Kenyan President Targets Tax Hikes

Kenya’s President has defended the controversial Finance Bill 2023, which would increase the excise duty on lotteries, betting and gambling, as well as change the definition of “winning”.
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Gambling

3-D Secure: Japan’s Answer to SCA?

This impact analysis will examine the latest version of the Japan Consumer Credit Association’s credit card security guidelines, which mandate the use of EMV 3-D Secure, in comparison with the European Union's strong customer authentication (SCA) requirements under the revised Payment Services Directive (PSD2). It will first lay out the historical background of both these regulatory regimes before comparing three aspects of these regulations namely, applicability, verification requirements, and permitted verification methods. It will then examine whether these regimes are equivalent to each other and, if not, what additional measures credit card and other payment operators may need to take to comply with both regimes.
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Payments

’Welcome Progress’ - UK And EU Agree MoU On Financial Services

The UK and European Commission have published joint text of their draft memorandum of understanding (MoU) on regulatory cooperation in financial services, in a sign of the thawing of relations between the two jurisdictions.
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Payments

Australian BNPL Regulation Getting Closer Each Day

Consumer credit reforms will mean that buy now, pay later (BNPL) agreements will be treated as credit products by year-end.
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Payments

Card Giants Give In To Credit Card Fee Cut In Canada

Canada’s government has announced a new agreement with Visa and Mastercard to reduce credit card interchange fees to 0.95 percent. The move has been cheered by some, while called a failure by others.
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Payments

New York Gaming Regulator Agrees To Softened Affiliate Rules

New York gaming regulators on Monday revised proposed rules that originally would have significantly limited the ability for affiliate marketers to support the state's mobile sports-betting industry.
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Gambling

Skill On Net To Pay £300,000 After UK Commission Investigation

Operator Skill On Net Limited will pay £305,150 after a UK Gambling Commission investigation revealed social responsibility and anti-money laundering (AML) failures.
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Gambling

Minnesota, Missouri Sports Betting Delayed Until 2024

Legislators began this year’s sessions in Minnesota and Missouri confident they had enough support to pass bills legalizing retail and mobile sports betting, but long-standing objections by powerful interest groups and politicians have delayed any action until at least next year.
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Gambling

Prominent Australian Lawmaker Vies For Complete Ban On Gambling Ads

A prominent independent Australian lawmaker has tabled a bill that would enact a “comprehensive ban on gambling advertising”.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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