Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Kansas Wins Sports-Betting Legalization Race Against Missouri

In the race between neighboring states to pass legislation permitting sports betting, Kansas has crossed the finish line first ahead of Missouri with a bill now heading to the governor’s desk.
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Gambling

J.P. Morgan Sued In $272m Fraud Complaint By Thai Ray-Ban Maker

A Thailand-based manufacturer of high-end Ray-Ban sunglasses is pursuing J.P. Morgan, the world’s largest bank by market cap, in a $272m fraud case.
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Payments

US Open Banking Rules: ’We Don’t Wanna Be China,’ Says Chopra

Bigtech and the use of big data are top concerns of the US Consumer Financial Protection Bureau (CFPB) as the agency forges ahead with its open banking rulemaking, Rohit Chopra has told Congress.
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Payments

Lending Code Extended To Help APP Victims Better Understand Reimbursement Decisions

The UK's Lending Standards Board has published updates that enable more firms to sign up to the Contingent Reimbursement Model Code — the set of voluntary standards that aim to protect people against authorised push payment (APP) fraud.
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Payments

Hong Kong Initiates New CBDC Discussion

The Hong Kong Monetary Authority has invited stakeholders to feedback how they think a central bank digital currency, named the e-HKD, could be best utilised in the Chinese special administrative region.
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Payments

Bitcoin Becomes Legal Tender In Central African Republic

The Central African Republic has become just the second country to adopt Bitcoin as legal tender, after being signed into law by the country’s President.
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Payments

Massachusetts Senate Approves Sports-Betting Bill

The Massachusetts Senate has passed a bill to legalize sports betting with restrictions on advertising unique in the U.S. market, setting up a showdown with the state's House to iron out the many significant differences between the bills each chamber has approved.
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Gambling

Kindred Struggles With UK Affordability Checks

Kindred Group’s problems in the Netherlands were no surprise, but its first-quarter earnings also turned up weakness in France and the UK, where gains were curbed by the online gambling company’s efforts to adopt affordability measures.
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Gambling

Caliente Interactive Approved For Mobile Sports-Betting License In Illinois

Caliente Interactive, the largest gaming company in Mexico, is one step closer to entering the lucrative U.S. sports-betting market after Illinois regulators determined it met the minimum qualifications for an online-only wagering license.
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Gambling

News In Brief: April 25-April 29, 2022

Minnesota's sports-betting bill passes through its final committee stage and just two bids are left standing in Japan as casino-resort deadline passes.
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Gambling

Senators Rebuke Zelle Fraud Ignorance

US senators have poured criticism on large banks for ignoring widespread fraud and scams on the Zelle money transfer platform.
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Payments

Give Ukrainians Payment Accounts, EBA Says (Again)

The European Banking Authority (EBA) has published a diktat to supervisors and financial institutions, stressing the need to ensure they use “every best effort” to offer Ukrainian refugees financial access.
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Payments

Swedish Watchdog Investigates Bankgirot

The Swedish financial regulator, the Finansinspektionen, is investigating the clearing system’s IT and information security operations.
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Payments

Decrease In AML Notifications A First, Says Danish Authority’s Report

The Danish Money Laundering Secretariat has published its 2021 annual report, revealing that there has been a dip in the number of suspicious transaction notifications.
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Payments

To Pay In Roubles Breaches EU Sanctions, Says Von Der Leyen

European Commission president Ursula von der Leyen calls for turning off the money tap to Russian gas suppliers, but European companies are still cooperating with the Kremlin.
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Payments

Don't Wait On Gambling Curbs, Says Lord

A member of the House of Lords who headed an influential report has called for action on UK gambling concerns without waiting for primary legislation.
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Gambling

Belgian Gambling Regulator Backs More Ad Restrictions

The Belgium Gaming Commission has published its views on gambling advertising, revealing support for more restrictions and for its enforcement powers to be expanded.
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Gambling

NFT Fraud On The Rise In U.S. As Tokens Not Regulated For Gambling

Although the U.S. gaming industry has quickly embraced online gaming and cashless wagering, new frontiers are emerging in non-fungible tokens (NFTs) and cryptocurrency that come with new business opportunities but also new opportunities for fraud.
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Gambling

Binance Hires Former FCA, FINRA Regulators In Latest Compliance Personnel Shake-Up

Binance, the world’s largest cryptocurrency exchange by volume, has hired two former regulators from the UK and the US as part of a new compliance charm offensive.
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Payments

Baltic Leaders Want Ukraine To Join EU As Lithuania Calls For Tougher Russian Sanctions

As Prime Ministers of Estonia, Latvia and Lithuania issue a statement condemning Russia’s “unprovoked” aggression in Ukraine and calling for Ukraine’s entry to the European Union, Lithuania’s finance minister says further sanctions are needed.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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