Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Strong Results For Strong Customer Authentication, Says Nationwide

The UK’s largest building society has published new data showing the success of strong customer authentication in reducing fraudulent card payments.
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Payments

Here We Go Again! Commission Launches PSD2 Consultation

Brussels has finally launched its much-anticipated review of the revised Payment Services Directive (PSD2), as well as announcing it is looking for information to inform its work regarding open finance.
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Payments

Uruguay Casino Operator Blasts Attempt At Online Reform

Lawyers for Italian investors Cipriani made their displeasure with a gambling bill loudly known in Uruguay’s Senate discussions this week.
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Gambling

Ad Restrictions, Grey Market Transition Help Create Unique Ontario Market

Top U.S. gaming executives have said that promotional restrictions and existing grey market operators have made Ontario’s sports betting and online casino launch a different one than typical American state launches.
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Gambling

One Third' Of Dubai Online Gambling Companies Left For Europe, Asia

One third of online gambling companies in the United Arab Emirates (UAE) have moved on to eastern Europe or returned to Asia because of pressure from the UAE and Chinese governments, according to a Sharjah-based sociologist.
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Gambling

Swiss Drag Out Bank Secrecy Law Change Amid Growing International Pressure

A Swiss parliamentary committee has voted against changing the country’s notorious bank secrecy provisions, despite mounting pressure from international and US bodies.
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Payments

Gaining Momentum: BIS Survey Sheds Light On Move Towards CBDCs Worldwide

The Bank for International Settlement (BIS) has published a new report that highlights the rapid spread of central bank digital currency (CBDC) studies and pilot schemes worldwide.
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Payments

US Issues New Sanctions Targeting Sberbank, Gazprombank, MIB

The US has issued new sanctions against designated individuals and entities deemed “critical” to Russia’s war effort in Ukraine.
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Payments

EU Ruling Against Apple To Shake Up Payments, Experts Tell VIXIO

EU payments players consider a future in which Apple Pay loses its monopoly on iOS devices and the the technology giant is forced to open up its device to competitors, bringing more opportunities for payments innovation.
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Payments

Sanctions First As US Treasury Targets Virtual Currency Mixer

A virtual currency mixer has been sanctioned by the US Treasury’s Office of Foreign Assets Control for its role in aiding North Korea.
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Payments

Sports Betting Not Without Risks, Warns Maryland Panel

Small businesses eligible to receive sports-betting licenses in Maryland will face high upfront costs, intrusive regulatory investigations and risk significant losses week-to-week, according to a panel of experts from larger operators.
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Gambling

Belgium To Severely Restrict Gambling Ads

​​​​​​​Belgium’s justice minister has said he is “done with gambling advertising”, as the country notifies the European Commission of its draft royal decree to severely restrict gambling advertising.
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Gambling

’Rug Pull’: New York Senator Introduces Bill To Criminalise Crypto Fraud

A New York senator has introduced a bill that would criminalise so-called "rug pulls" and other types of crypto fraud.
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Payments

Put Needs Of Vulnerable Consumers First In These Challenging Times, Says FCA’s Competition Chief

The new Consumer Duty, open banking and a more diverse financial services sector are key to supporting better outcomes for consumers, a senior official at the UK’s financial services watchdog has said.
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Payments

CBDC: Catalyst For Change In Latin America

As an increasing number of Latin American and Caribbean countries are pursuing the development of a central bank digital currency (CBDC), VIXIO takes a look at some of the main drivers behind the trend in the region, and some of the risks and opportunities involved.
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Payments

DMA Delayed To 2023 In EU

More groundwork needs to be done by the EU as the antitrust chief confirms that the Digital Markets Act (DMA) enforcers will be in place by spring of next year, while in the UK, a Digital Markets Unit is set to be included in the Queen's speech.
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Payments

Three Star Entertainment Execs Resign After Probe Testimony

The top lawyer, CFO and chief casino officer for Australian operator Star Entertainment Group have fallen on their swords after damaging testimony at a review into the company’s operations.
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Gambling

Dominican Republic To Create New Gambling Regulator

Lawmakers in the Dominican Republic are pushing for the creation of a new gambling regulator, as the headline reform in an overhaul sparked by scandal.
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Gambling

Swedish Restrictions Hurting Economy, Says BOS Report

Sweden’s economy would benefit from easing the restrictions that drive players to the black market, according to a new report commissioned by the Swedish Trade Association for Online Gambling (BOS).
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Gambling

Maryland Mobile Sports-Betting Mandate Seeks Minority Participation

Nearly a year and a half after voters approved sports betting, Maryland is finalizing licensing rules to govern how mobile wagering will operate in the state as commercial gaming interests as well as small, minority- and women-owned businesses wait to be licensed.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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