Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Meta In The Firing Line Over Scams

Two-thirds of all online shopping scams now start on Facebook and Instagram, according to new research from Lloyds Banking Group.
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Payments

Singapore Central Bank Unveils ’Generative AI’ Partnership With Google Cloud

A new partnership between Google Cloud and the Monetary Authority of Singapore will study how generative artificial intelligence (AI) could be leveraged by the central bank.
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Payments

Week In Crypto: Binance Denies Reports That It Plans To Cut 1 In 5 Staff

Binance grumbles about reports of mass layoffs, France moves toward an open door for crypto influencers, and US lawmakers call for greater powers to prevent the use of crypto by Chinese and Mexican drug traffickers.
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Payments

Daily Dash: New SEPA RTP Rulebook Published

The European Payments Council has published an updated version of the Request-to-Pay (RTP) rulebook, a German bank has been fined for breaching GDPR rules, EU leaders have signed MiCA into law, and a US consumer watchdog has fined an instalment lender $10m.
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Payments

Twitch CEO Speaks Out Against Unregulated Gambling

The CEO of the streaming site Twitch has spoken out about the company’s decision to ban “unregulated” gambling content, explaining that it was bad for his "community".
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Gambling

Massachusetts Regulators Consider Sports-Betting Data Privacy Regulation

Regulators in Massachusetts have begun accepting industry comment on a proposed sports-wagering data privacy regulation that will govern the use of customer information, as well as setting out a process for patrons to request that operators erase their data.
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Gambling

North Carolina Senate Approves Mobile Betting, House Set To Concur

The North Carolina Senate voted to approve mobile sports-betting legislation for a second time on Thursday, putting the Tar Heel State on the fast track to becoming the most significant new market for sports wagering in 2023.
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Gambling

France Urges Gambling Companies To Rein In Sports Marketing

France’s National Gaming Authority (ANJ) is urging licensees to stop offering links or bonus offers on sports team websites, as part of a warning that sports sponsorships could “trivialise” gambling and make it appealing to minors and problem gamblers.
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Gambling

Rio de Janeiro Issues Brazil's First Sports-Betting Licence

As nationwide sports-betting regulation flounders, Brazilian states are taking advantage, with the state lottery of Rio de Janeiro issuing its first sports-betting licence this week.
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Gambling

Entain Takes Over TAB NZ, Offers $61m For Geo-Block Reform

Entain Group has taken over the operation of New Zealand’s TAB racing and sports-betting monopoly in a 25-year deal worth a minimum of NZ$900m ($550m) in the first five years, in addition to a substantial sweetener if lawmakers support a geo-blocking regime.
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Gambling

News In Brief: May 30-June 2, 2023

A video gaming terminal tax in Illinois has been ruled unlawful, after a judge struck down a local ordinance.
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Gambling

Marqeta Backtracks On APAC Shutdown, But Confirms Office Closures

An executive at payment processor Marqeta has backtracked on his announcement that the company has closed its APAC “business”, but has confirmed that its APAC “offices” are now shuttered.
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Payments

US Earned Wage Access Gains Traction, And So Does Regulatory Interest

With the rapid growth of earned wage access, US states are increasingly working towards bringing this new product category into a clearer regulatory framework.
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Payments

SCA Success As ECB Reports Lowest Card Fraud Since Records Began

Card fraud in 2021 fell to the lowest levels since the start of data collection, the European Central Bank (ECB) has confirmed, crediting the EU’s authentication requirements.
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Payments

Nevada Legislature Revising Foreign Gaming Reporting Requirements

With Nevada’s legislature set to adjourn on Monday, time is running short for lawmakers to approve an amended gaming reform bill to eliminate taxes on tournament entry fees and revise the state’s “foreign gaming” reporting requirements.
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Gambling

Norwegian Problem Gamblers Halved, Report Says

The number of problem gamblers in Norway has halved since the last survey in 2019 and fewer players are using offshore gambling sites unlicensed in the country, according to a University of Bergen study.
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Gambling

Single Customer View' Desirable, Not Easy, UK Regulator Says

The idea of a centralised database of gambling data that would allow players to be tracked for gambling addiction concerns across all licensed operators is appealing, but challenging to accomplish, the UK’s Gambling Commission chief executive has said.
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Gambling

North Carolina Mobile Sports Betting Clears Key Senate Vote

Mobile sports-betting legislation in North Carolina took a significant step toward becoming law on Wednesday by gaining initial approval in the state's Senate.
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Gambling

Personnel Moves - June 2023

The head of Sweden's gambling regulator has her contract extended, the Washington lottery commission gets a new boss, Macau casinos shuffle executives and Novibet appoints a manager for Brazil.
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Gambling

Chile’s Once Sole Card Acquirer Proposes Fee Changes Amid Losing Monopoly

Following a decade-long battle to open up competition in the card-acquiring market, Chile’s one-time monopoly acquirer has proposed new fee changes and a more market-driven approach from 2024 onwards.
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Payments
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Romanian Government Eyes Legislation To Decentralise Gambling Licensing

Romanian Prime Minister Ilie Bolojan has announced that his government plans to propose a draft legislation that will enable municipal authorities to decide on licences for local gambling outlets.
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FCA’s Guardrails For BNPL Aim To Bring Consumer Duty Requirements To The Space

Buy now, pay later (BNPL) users are set to gain new protections under proposals published today by the UK’s Financial Conduct Authority (FCA), which has set a compliance deadline of July 2026.
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UK Industry Wrangles With Rapidly Approaching Cross-Sell Ban

When 2025 draws to a close so will the era of lucrative cross-selling promotions in the UK, with operators and affiliates facing the tall task of adapting successfully to another major shift in marketing compliance.
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Bailey Cool On UK CBDC Suggestions

Hopes of a British central bank digital currency (CBDC) were dealt a blow by the governor of the Bank of England, Andrew Bailey, who said he “remained to be convinced” of the need for one.
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EU Lawmakers Insist Digital Euro Must Safeguard Privacy And Preserve Cash Access

The European Parliament’s Civil Liberties Committee (LIBE) has called for stronger guardrails for privacy and guaranteed access to physical cash in its opinion on the EU's proposed legislation to establish a digital euro.
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Regulatory Influencer: Malta’s Key Observations on Website Practices of Crypto-Asset Service Providers

Earlier in the year, the Malta Financial Services Authority (MFSA) conducted a thematic review of websites belonging to all the crypto-asset service providers (CASPs) authorised by the MFSA in relation to Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA). This was part of the MFSA’s commitment to consumer protection, ensuring that the information provided was fair, transparent and not misleading. Following its review of websites, the MFSA sent out a Dear CEO letter to CASPs laying out its findings.
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Regulatory Influencer: The Philippine Central Bank As Payments Policeman And… Online Gambling Saviour?

The Philippine online gambling industry’s rapid transition from a disgraced foreign-facing segment to flourishing domestic sector is approaching a crunch moment as payments channels come under unprecedented scrutiny.
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Peru President Vetoes Consumption Tax Bill

Peru’s president has partly vetoed a bill that would reduce the impact of a controversial consumption tax applied to online gambling.
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Ukraine Releases Flurry Of Consultations As It Seeks To Update Gambling Rules

Ukrainian licence holders will only have two months to comply with a long list of updated regulations under a key new proposal, as the country unleashes a flurry of consultations aimed at updating and aligning rules as well as improving industry oversight.
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California Tribes Seeking Second Win With Anti-Sweepstakes Legislation

In the wake of an opinion from California’s attorney general that threatens the future of daily fantasy sports in the state, Indian gaming tribes are looking to score a second major policy victory that could threaten sweepstakes operations as well.
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