Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Sweden Will Fine Payments Provider For Enabling Unlicensed Gambling

The Swedish Gambling Authority has ordered Stockholm-based fintech company Zimpler to stop enabling transactions with unlicensed gambling operators or face a 25m Swedish krona (€2.1m) fine.
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Gambling

UK Premier League Teams Diverging On Gambling Sponsorships

English Premier League clubs Chelsea and Brentford F.C. have taken differing approaches to backlash from fans to their team's gambling sponsorship plans, as the relationship between UK football and the industry become ever more complex.
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Gambling

India's Day In Court: Skill Gaming On The Precipice

India's Supreme Court is preparing to hear a seismic case on the legality of online skill gambling in India, with potentially explosive results. In this forensic explainer, VIXIO's contributing editor for Asia, Martin Williams, examines what's at stake and how it fits into the rapidly developing picture of online gambling in India.
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Gambling

Virginia Launches Advisory Committee To Tackle Problem Gambling

With sports betting, casinos and other forms of gaming now legal, Virginia’s problem gambling prevention coordinator wants to make sure the state enjoys the financial benefits from gaming but not at the expense of people experiencing harm.
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Gambling

China Opens Up To International Card Schemes Via WeChat Pay, Alipay

China’s mobile payments giants WeChat Pay and Alipay have announced new tie-ups with Visa and Mastercard that will open up the country to international card schemes for the first time.
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Payments

EU Tightens Up GDPR Rules

The European Commission has proposed a new law that will streamline cooperation between data protection authorities in the EU when enforcing the General Data Protection Regulation (GDPR) in cross-border cases.
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Payments

Data Dive: FATF’s Greylisting, Benchmarked

VIXIO has analysed country data from the Financial Action Task Force (FATF) country assessments and found numerous inconsistencies in whether a jurisdiction is placed on the greylist or not.
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Payments

Bank Of England Faces CBDC Battle Following 50,000 Consultation Responses

The Bank of England is facing widespread opposition to its plans to study and potentially launch a UK central bank digital currency (CBDC), after receiving more than 50,000 responses to its "digital pound" consultation.
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Payments

Swedish Consumer Debt Proposals Cover Gambling Impact

Sweden’s Ministry of Finance has proposed several changes to strengthen consumer protection against risky lending and over-indebtedness that could have an impact on the gambling industry.
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Gambling

Alberta Could Be Next Canadian Province To Bolster Online Gaming

While Ontario has remained a source of great interest for operators looking to enter the Canadian online gaming market, the conversation has turned to which province could be next to employ a private-operator based model.
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Gambling

Brazil's Chamber of Deputies Throws Sports-Betting Timeline In Doubt

Arthur Lira, the president of the Brazilian Chamber of Deputies, has suspended all congressional activity to vote on tax reform and a new fiscal framework, throwing into question the July 17 deadline cited by the Ministry of Finance for the publication of a provisional measure to regulate sports betting.
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Gambling

With Oregon Legislative Session Over, Gaming Bills Sidelined Until 2024

During a 160-day session, the Oregon legislature was able to pass a record school funding bill, set aside millions of dollars to reduce homelessness and agreed on $650m in bonding to build affordable housing, but several gaming bills remained in committee upon adjournment.
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Gambling

Personnel Moves - July 2023

GREF has selected a new board of European regulators, Wynn retains its chief executive, an Australian lobby group replaces its disgraced CEO and Latin American operators appoint new executives.
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Gambling

We’ve Only Just Begun: How AI Has Exploded In Payments And Banking

Artificial intelligence (AI) has never strayed far from the headlines in 2023, but how is the payments and banking industry using it, and how are regulators responding?
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Payments

UK Considering Single Anti-Money Laundering Authority

The UK government has released a new consultation considering possible reforms to anti-money laundering supervision, following an earlier review into the regulatory and supervisory regime that concluded some weaknesses in supervision might need to be addressed through structural reform.
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Payments

Competition Matters For Visa, Mastercard But Only a Little, PSR Says

A new working paper published by the UK Payment Systems Regulator (PSR) says Visa and Mastercard often cite competition as a constraint to raising their fees but it does not really stop them from fee hikes.
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Payments

Dutch Regulator Rejects Appeal In Latest Hardline Offshore Enforcement

An appeal against a €1.6m fine from the Netherlands Gambling Authority (KSA) for the operator of Orient Xpress Casino has been rejected by the regulator.
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Gambling

UK's Advertising Watchdog Warns On 'Matched Betting'

The UK's Advertising Standards Authority has offered guidance on so-called matched betting, warning that advertising and marketing must be directed at those over 18, and should not imply that it is “risk free”.
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Gambling

US Banks Push For Delay To New ACH Fraud Prevention Rules

The American Bankers Association supports plans to expand the fraud detection requirement to other parties in the Automated Clearing House (ACH) network, but is asking for more time to comply.
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Payments

’Outrageous!’: Klarna Criticises EU Open Finance Proposal

The buy now, pay later (BNPL) giant has called the new legislation an opportunity for the EU to “get it right”, but warns that proposals to introduce charges is not the right way forward.
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Payments
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Nigerian State Regulators Claim Central Gaming Bill Disregards Supreme Court Ruling

A group of Nigerian state gambling regulators has expressed its “deep and unwavering” objection over the progression of a bill it fears will regulate online gambling at a national level.
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Philippines Mulls Mandatory Listing Of Online Gambling Companies

In an apparent global first, the Philippine government is considering compulsory stock market listings for online gambling companies to compel greater transparency in operations and ownership.
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Romanian Government Eyes Legislation To Decentralise Gambling Licensing

Romanian Prime Minister Ilie Bolojan has announced that his government plans to propose a draft legislation that will enable municipal authorities to decide on licences for local gambling outlets.
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FCA’s Guardrails For BNPL Aim To Bring Consumer Duty Requirements To The Space

Buy now, pay later (BNPL) users are set to gain new protections under proposals published today by the UK’s Financial Conduct Authority (FCA), which has set a compliance deadline of July 2026.
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UK Industry Wrangles With Rapidly Approaching Cross-Sell Ban

When 2025 draws to a close so will the era of lucrative cross-selling promotions in the UK, with operators and affiliates facing the tall task of adapting successfully to another major shift in marketing compliance.
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Bailey Cool On UK CBDC Suggestions

Hopes of a British central bank digital currency (CBDC) were dealt a blow by the governor of the Bank of England, Andrew Bailey, who said he “remained to be convinced” of the need for one.
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EU Lawmakers Insist Digital Euro Must Safeguard Privacy And Preserve Cash Access

The European Parliament’s Civil Liberties Committee (LIBE) has called for stronger guardrails for privacy and guaranteed access to physical cash in its opinion on the EU's proposed legislation to establish a digital euro.
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Regulatory Influencer: Malta’s Key Observations on Website Practices of Crypto-Asset Service Providers

Earlier in the year, the Malta Financial Services Authority (MFSA) conducted a thematic review of websites belonging to all the crypto-asset service providers (CASPs) authorised by the MFSA in relation to Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA). This was part of the MFSA’s commitment to consumer protection, ensuring that the information provided was fair, transparent and not misleading. Following its review of websites, the MFSA sent out a Dear CEO letter to CASPs laying out its findings.
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Regulatory Influencer: The Philippine Central Bank As Payments Policeman And… Online Gambling Saviour?

The Philippine online gambling industry’s rapid transition from a disgraced foreign-facing segment to flourishing domestic sector is approaching a crunch moment as payments channels come under unprecedented scrutiny.
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Peru President Vetoes Consumption Tax Bill

Peru’s president has partly vetoed a bill that would reduce the impact of a controversial consumption tax applied to online gambling.
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