Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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North Carolina, Maine Reject Historical Horseracing Machines

Efforts to legalize historical horseracing machines in North Carolina and Maine have come up short during their legislative sessions this year, as two more states struggle to allow the devices that bear a striking resemblance to slot machines but are technically not casino games.
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Gambling

Norwegian Central Bank Concern Over Payment System Contingency

Contingency arrangements need to be strengthened so that the public can continue to pay securely and efficiently, says Norges Bank.
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Payments

Cashless Is Coming, But Responsible Gaming Risks Remain

Cashless gaming in casinos may be inevitable but it should not be frictionless and might need to become mandatory for all play to maximize benefits and minimize risks from a responsible gaming perspective, according to experts speaking at last week’s International Conference on Gambling and Risk Taking in Las Vegas.
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Gambling

AUSTRAC, Crown Resorts Agree On AML Penalty of A$450m

Australia’s financial transactions watchdog has asked a court to fine Blackstone Group-controlled casino operator Crown Resorts A$450m ($293m) for breaching anti-money laundering and counter-terrorism financing (AML/CTF) legislation.
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Gambling

South Korea Legalises Online Betting For Horseracing

In an effort to recover from pandemic damage to its racing industry, South Korea’s National Assembly has amended legislation to permit online betting on horseracing.
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Gambling

U.S. Gaming Industry Looking To Cross-Sell Customers From Land-Based To Digital

Gaming and payment executives believe concerns over the potential cannibalization of brick-and-mortar business from internet gambling are outdated as new forms of gaming have helped New Jersey’s market rebound since the coronavirus pandemic.
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Gambling

Dutch Regulator Demands Unlicensed Maltese Operator Exits Market

The Netherlands Gambling Authority has imposed a cease and desist order and a maximum fine of €717,000 on Malta-based GoldWin LTD for offering online gambling in the country without a licence.
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Gambling

Peru Passes Bill To Amend Online Gambling Law

Peru’s Congress has approved a series of amendments to the 2022 law to fix loopholes and errors in the original legislation to regulate remote gaming and sports betting in the country.
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Gambling

Australia’s Woolworths To Accept Instant Payments In ’Game-Changing’ Move

Australia’s largest supermarket chain is set to offer an instant payments service that will allow customers to pay for items directly from their bank accounts.
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Payments

Week In Crypto: US Treasury Sanctions Binance Wallets With Ties To North Korea

Binance helps US authorities stop North Korean sanctions buster but faces new allegations of commingling of funds, Hong Kong pulls the plug on stablecoins for retail investors, and new crypto enforcements in Malaysia and the Philippines.
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Payments

EU Data Act Access Rules Spark Concern Among Lobbyists

Industry associations in the banking and tech sector have released a joint statement regarding concerns over proposed access to data by public authorities.
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Payments

What Meta’s Historic GDPR Case Could Mean For Payments

Irish authorities have imposed a record $1.2bn fine on Meta for illegally transferring Europeans’ data to the United States and banned future transfers. Experts now tell VIXIO the decision bears wider implications for the payments industry.
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Payments

Daily Dash: Starling Boss Flies Away

Starling’s CEO and founder has said she is stepping down from the role after £453m in revenue, 365-day payments launch in New Zealand and the EU’s data protection body elects a new chair.
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Payments

Japan Flags Blocking Of Foreign Gambling Websites

Japan’s consumer affairs minister has told a parliamentary committee that the government may seek to block foreign gambling websites as part of a host of “counter-measures” against a proliferating online gambling market.
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Gambling

Malta Lawsuit Shield Bill Draws Support, Condemnation

Malta’s attempt to shield its licensed gambling companies from liability from lawsuits in Germany and Austria is drawing both backing and condemnation.
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Gambling

No Longer Resonating, The Term 'Responsible Gambling' Is Under Fire

Critics have said it is time to jettison "responsible gambling", which is not working and may be causing more harm than good to the gaming industry and its customers.
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Gambling

French Online Casino Bill Would Freeze Out Foreign Competitors

A member of France’s largest political party has submitted a legal proposal to open up the online casino game market that would give a significant head-start to the country's land-based casino sector.
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Gambling

Cardroom Expansion Moratorium Reinstated In California

A bill to reinstate a moratorium on cardroom expansion in California has been signed into law by Democratic Governor Gavin Newsom, prohibiting gaming regulators from issuing new cardroom licenses for the next two decades.
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Gambling

Citizens Bank Pays $9m Penalty For Credit Card Dispute Failure

Citizens Bank has settled a case with the Consumer Financial Protection Bureau which alleged the bank automatically denied certain credit card fraud claims.
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Payments

Signed Off By October? EU’s Instant Payments Legislation Hopes

Brussels hopes for a swift legislative process, questions remain over whether the European Council and Parliament will play ball and non-bank access to payments still on the agenda as VIXIO looks at the current state of play for EU instant payments regulations.
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Payments
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Romanian Government Eyes Legislation To Decentralise Gambling Licensing

Romanian Prime Minister Ilie Bolojan has announced that his government plans to propose a draft legislation that will enable municipal authorities to decide on licences for local gambling outlets.
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FCA’s Guardrails For BNPL Aim To Bring Consumer Duty Requirements To The Space

Buy now, pay later (BNPL) users are set to gain new protections under proposals published today by the UK’s Financial Conduct Authority (FCA), which has set a compliance deadline of July 2026.
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UK Industry Wrangles With Rapidly Approaching Cross-Sell Ban

When 2025 draws to a close so will the era of lucrative cross-selling promotions in the UK, with operators and affiliates facing the tall task of adapting successfully to another major shift in marketing compliance.
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Bailey Cool On UK CBDC Suggestions

Hopes of a British central bank digital currency (CBDC) were dealt a blow by the governor of the Bank of England, Andrew Bailey, who said he “remained to be convinced” of the need for one.
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EU Lawmakers Insist Digital Euro Must Safeguard Privacy And Preserve Cash Access

The European Parliament’s Civil Liberties Committee (LIBE) has called for stronger guardrails for privacy and guaranteed access to physical cash in its opinion on the EU's proposed legislation to establish a digital euro.
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Regulatory Influencer: Malta’s Key Observations on Website Practices of Crypto-Asset Service Providers

Earlier in the year, the Malta Financial Services Authority (MFSA) conducted a thematic review of websites belonging to all the crypto-asset service providers (CASPs) authorised by the MFSA in relation to Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA). This was part of the MFSA’s commitment to consumer protection, ensuring that the information provided was fair, transparent and not misleading. Following its review of websites, the MFSA sent out a Dear CEO letter to CASPs laying out its findings.
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Regulatory Influencer: The Philippine Central Bank As Payments Policeman And… Online Gambling Saviour?

The Philippine online gambling industry’s rapid transition from a disgraced foreign-facing segment to flourishing domestic sector is approaching a crunch moment as payments channels come under unprecedented scrutiny.
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Peru President Vetoes Consumption Tax Bill

Peru’s president has partly vetoed a bill that would reduce the impact of a controversial consumption tax applied to online gambling.
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Ukraine Releases Flurry Of Consultations As It Seeks To Update Gambling Rules

Ukrainian licence holders will only have two months to comply with a long list of updated regulations under a key new proposal, as the country unleashes a flurry of consultations aimed at updating and aligning rules as well as improving industry oversight.
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California Tribes Seeking Second Win With Anti-Sweepstakes Legislation

In the wake of an opinion from California’s attorney general that threatens the future of daily fantasy sports in the state, Indian gaming tribes are looking to score a second major policy victory that could threaten sweepstakes operations as well.
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